:root{
  --navy:#0F172A; --navy-light:#1E293B; --blue:#2563EB; --blue-hover:#1D4ED8; --sky:#2563EB; --mist:#F1F5F9; --accent-light:#DBEAFE; --live:#DC2626;
  --cta:#0F172A; --cta-hover:#1E293B; --cta-tint:#F1F5F9; --cta-dark:#FFFFFF; --cta-dark-hover:#E2E8F0;
  --ink:#0F172A; --body:#334155; --muted:#64748B; --line:#E2E8F0; --page:#F8FAFC; --deep:#0F172A;
  --s9001:#1D4ED8; --s9001-bg:#DBEAFE; --s14001:#047857; --s14001-bg:#ECFDF5;
  --s45001:#B45309; --s45001-bg:#FFFBEB; --s27001:#6D28D9; --s27001-bg:#F5F3FF;
  --s37001:#B91C1C; --s37001-bg:#FEF2F2; --s37301:#0F766E; --s37301-bg:#F0FDFA;
  --s22716:#BE185D; --s22716-bg:#FDF2F8; --s30301:#4D7C0F; --s30301-bg:#F7FEE7;
  --s27701:#4338CA; --s27701-bg:#EEF2FF; --s10002:#C2410C; --s10002-bg:#FFF7ED; --s22301:#0369A1; --s22301-bg:#F0F9FF;
  --radius:10px; --wrap:1200px;
}
*{box-sizing:border-box}
html,body{margin:0}
body{font-family:"Pretendard Variable",Pretendard,-apple-system,"Malgun Gothic",sans-serif;color:var(--body);background:var(--page);font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
a:hover{color:var(--blue)}
h1,h2,h3,h4{color:var(--ink);margin:0;line-height:1.35;letter-spacing:-0.01em}
ul,ol{list-style:none;margin:0;padding:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;gap:6px;height:38px;padding:0 16px;border-radius:8px;font-weight:600;font-size:14px;white-space:nowrap;border:1px solid transparent;cursor:pointer}
.btn-cta{background:var(--cta);color:#fff}
.btn-cta:hover{background:var(--cta-hover);color:#fff}
.btn-line{border:1.5px solid var(--navy);color:var(--navy);background:#fff}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--deep);color:#fff}
/* on dark surfaces: light action fill, dark text */
.trust .btn-cta{background:var(--cta-dark);color:var(--ink)}
.trust .btn-cta:hover{background:var(--cta-dark-hover);color:var(--ink)}
.btn-line:hover{background:var(--mist)}
.chip{display:inline-block;font-size:12px;font-weight:600;padding:2px 9px;border-radius:999px;line-height:1.6}
.c9001{background:var(--s9001-bg);color:var(--s9001)} .c14001{background:var(--s14001-bg);color:var(--s14001)}
.c45001{background:var(--s45001-bg);color:var(--s45001)} .c27001{background:var(--s27001-bg);color:var(--s27001)}
.c37001{background:var(--s37001-bg);color:var(--s37001)} .c37301{background:var(--s37301-bg);color:var(--s37301)}
.c30301{background:var(--s30301-bg);color:var(--s30301)} .c27701{background:var(--s27701-bg);color:var(--s27701)}
.c10002{background:var(--s10002-bg);color:var(--s10002)} .c22301{background:var(--s22301-bg);color:var(--s22301)}
.c22716{background:var(--s22716-bg);color:var(--s22716)} .cclause{background:#F1F5F9;color:#475569}
.meta{font-size:13px;color:var(--muted)}

/* top bar */
.topbar{background:var(--deep);color:#CBD5E1;font-size:13px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:36px}
.topbar a:hover{color:#fff}
.topbar .links{display:flex;gap:16px}

/* header */
.header{background:#fff}
.header .wrap{display:flex;align-items:center;gap:24px;height:84px}
.logo{display:flex;align-items:center;gap:10px}
.logo-mark{width:42px;height:42px;border-radius:50%;background:var(--navy);display:grid;place-items:center;flex:none}
.logo-name{font-size:26px;font-weight:800;color:var(--navy);letter-spacing:-0.02em;line-height:1}
.logo-name span{color:var(--sky)}
.logo-sub{font-size:12px;color:var(--muted);margin-top:3px}
.logo-bi img{display:block;width:auto;max-width:min(320px,58vw);object-fit:contain}
.search{flex:1;max-width:420px;margin-left:auto;position:relative}
.search input{width:100%;height:42px;border:1px solid var(--line);border-radius:999px;padding:0 44px 0 18px;font:inherit;font-size:14px;background:var(--page)}
.search input:focus{outline:2px solid var(--sky);outline-offset:0;background:#fff}
.search svg{position:absolute;right:16px;top:12px}
.header .actions{display:flex;gap:8px}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}

/* gnb */
.gnb{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:0 1px 3px rgba(0,0,0,.08);position:sticky;top:0;z-index:20}
.gnb .wrap{display:flex}
.gnb .menu{display:flex;width:100%}
.gnb .menu>li{position:relative}
.gnb .menu>li>a{display:block;padding:14px 18px;font-size:16px;font-weight:700;color:var(--ink)}
.gnb .menu>li:hover>a,.gnb .menu>li>a.on{color:var(--blue)}
.gnb .menu>li>a.on{box-shadow:inset 0 -3px 0 var(--blue)}
.gnb .menu>li.right{margin-left:auto}
.gnb .menu>li.right>a{color:var(--navy)}
.sub{position:absolute;left:0;top:100%;min-width:210px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--blue);border-radius:0 0 var(--radius) var(--radius);box-shadow:0 12px 28px rgba(15,23,42,.12);padding:8px;display:none}
.gnb .menu>li:hover .sub,.gnb .menu>li:focus-within .sub{display:block}
.sub a{display:block;padding:8px 12px;border-radius:6px;font-size:14px;color:var(--body)}
.sub a:hover{background:var(--mist);color:var(--blue)}

/* ticker */
.ticker{background:var(--mist);font-size:14px}
.ticker .wrap{display:flex;align-items:center;gap:12px;height:44px;overflow:hidden}
.ticker .tag{background:var(--navy);color:#fff;font-weight:700;font-size:12px;padding:2px 9px;border-radius:4px;flex:none}
.ticker .items{display:flex;gap:28px;white-space:nowrap;overflow:hidden;color:var(--ink)}
.ticker .items em{font-style:normal;color:var(--live);font-weight:700;margin-left:4px}

/* layout */
main{padding:28px 0 56px}
.grid-main{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px}
.section{margin-top:44px}
.sec-head{display:flex;align-items:baseline;justify-content:space-between;border-bottom:2px solid var(--ink);padding-bottom:10px;margin-bottom:18px}
.sec-head h2{font-size:22px;font-weight:800}
.sec-head h2 small{font-size:14px;font-weight:500;color:var(--muted);margin-left:8px}
.sec-head .more{font-size:13px;color:var(--muted)}

/* thumbnails: text-first, no stock photos */
.thumb{border-radius:var(--radius);display:flex;flex-direction:column;justify-content:space-between;padding:16px;position:relative;overflow:hidden}
.thumb .std{font-size:13px;font-weight:700;opacity:.9}
.thumb .num{font-size:44px;font-weight:800;letter-spacing:-0.03em;line-height:1}
.thumb::after{content:"";position:absolute;right:-30px;bottom:-30px;width:120px;height:120px;border-radius:50%;border:14px solid currentColor;opacity:.12}
.t9001{background:var(--s9001-bg);color:var(--s9001)} .t14001{background:var(--s14001-bg);color:var(--s14001)}
.t45001{background:var(--s45001-bg);color:var(--s45001)} .t27001{background:var(--s27001-bg);color:var(--s27001)}
.t37001{background:var(--s37001-bg);color:var(--s37001)} .t37301{background:var(--s37301-bg);color:var(--s37301)}
.t30301{background:var(--s30301-bg);color:var(--s30301)} .t27701{background:var(--s27701-bg);color:var(--s27701)}
.t10002{background:var(--s10002-bg);color:var(--s10002)} .t22301{background:var(--s22301-bg);color:var(--s22301)}
.t22716{background:var(--s22716-bg);color:var(--s22716)} .tnavy{background:var(--navy);color:#fff}

/* photos */
.photo{position:relative;display:block;overflow:hidden;background:#E2E8F0}
.photo img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s ease}
a.photo:hover img,.card:hover .photo img,.op:hover .photo img,.headlines li:hover .photo img{transform:scale(1.05)}
.photo .badge{position:absolute;left:16px;top:16px;background:rgba(15,23,42,.88);color:#fff;font-size:12px;font-weight:700;padding:5px 11px;border-radius:6px}
.photo .badge i{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--sky);margin-right:6px;font-style:normal}

/* hero */
.hero{display:grid;grid-template-columns:1.5fr 1fr;gap:24px}
.lead{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column}
.lead .photo{height:300px}
.lead .body{padding:22px 24px 24px}
.lead h1{font-size:28px;font-weight:800;margin:10px 0}
.lead p{margin:0;color:var(--body)}
.ai-sum{margin-top:14px;background:var(--mist);border-radius:8px;padding:12px 14px;font-size:14px}
.ai-sum b{color:var(--navy);font-size:12px;display:block;margin-bottom:4px}
.ai-sum li{padding-left:12px;position:relative}
.ai-sum li::before{content:"";position:absolute;left:0;top:10px;width:4px;height:4px;border-radius:50%;background:var(--blue)}
.headlines{background:#fff;border:1px solid var(--line);border-radius:14px;padding:6px 20px}
.headlines li{padding:14px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:minmax(0,1fr) 92px;gap:14px;align-items:center}
.headlines .photo{width:92px;height:72px;border-radius:8px}
.headlines li:last-child{border-bottom:0}
.headlines h3{font-size:16px;font-weight:700;margin:6px 0 4px}

/* standards strip */
.stds{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;margin-top:28px}
.std-card{border-radius:var(--radius);padding:14px 12px;display:block;transition:transform .15s}
.std-card:hover{transform:translateY(-2px)}
.std-card b{display:block;font-size:20px;font-weight:800;line-height:1.2}
.std-card span{font-size:13px;font-weight:600}
.std-card.ph{position:relative;overflow:hidden;color:#fff;min-height:104px;display:flex;flex-direction:column;justify-content:flex-end;background:#0F172A center/cover no-repeat;border-top:4px solid var(--c)}
.std-card.ph::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,23,42,.05) 0%,rgba(15,23,42,.82) 100%)}
.std-card.ph b,.std-card.ph span{position:relative;text-shadow:0 1px 3px rgba(0,0,0,.35)}
.std-card.ph:hover{color:#fff}
.std-card.all{background:#fff;border:1px dashed #94A3B8;color:var(--muted)}

/* conversion */
.convert{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.cv{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:10px;border-top:4px solid var(--blue)}
.cv.hot{border-top-color:var(--cta);border-top-width:5px}
.cv h3{font-size:18px;font-weight:800}
.cv p{margin:0;font-size:14px}
.cv .go{margin-top:auto;font-weight:700;color:var(--blue);font-size:14px}
.cv .go.blue{color:var(--blue)}

/* news list with filter */
.filters{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:14px}
.filters button{font:inherit;font-size:13px;font-weight:600;border:1px solid var(--line);background:#fff;border-radius:999px;padding:5px 12px;cursor:pointer;color:var(--body)}
.filters button.on{background:var(--navy);border-color:var(--navy);color:#fff}
.news{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;display:grid;grid-template-columns:96px 1fr;gap:14px;padding:14px;transition:box-shadow .15s}
.card:hover{box-shadow:0 8px 22px rgba(15,23,42,.08)}
.card .photo{height:96px;border-radius:8px}
.card h3{font-size:15.5px;font-weight:700;margin:6px 0 4px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.card .src{font-size:12px;color:var(--muted)}
.card.hide{display:none}

/* opinion */
.opinion{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.op{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 20px 20px;overflow:hidden}
.op .photo{height:150px;margin:0 -20px 16px}
.op .who{display:flex;align-items:center;gap:10px;margin-bottom:12px}
.avatar{width:40px;height:40px;border-radius:50%;background:var(--mist);color:var(--navy);display:grid;place-items:center;font-weight:800;flex:none}
.op .who b{display:block;color:var(--ink);font-size:14px}
.op .who span{font-size:12px;color:var(--muted)}
.op h3{font-size:17px;font-weight:700;margin:0 0 6px}
.op p{margin:0;font-size:14px;color:var(--muted)}

/* clause map */
.clauses{display:grid;grid-template-columns:repeat(7,1fr);gap:8px}
.cl{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 12px;text-align:center}
.cl:hover{border-color:var(--blue);background:var(--mist)}
.cl b{display:block;font-size:26px;font-weight:800;color:var(--navy);line-height:1.1}
.cl span{font-size:13px;font-weight:600;color:var(--ink)}
.cl small{display:block;font-size:11.5px;color:var(--muted);margin-top:2px}
.clause-note{font-size:13px;color:var(--muted);margin-top:10px}

/* guide + resources */
.two{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.list li{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}
.list li a{font-weight:600;color:var(--ink)}
.list .dl{flex:none;font-size:12px;font-weight:700;color:var(--blue);border:1px solid var(--blue);border-radius:6px;padding:2px 8px}

/* sidebar */
aside .box{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;margin-bottom:20px}
aside h2{font-size:17px;font-weight:800;margin-bottom:12px;display:flex;justify-content:space-between;align-items:baseline}
aside h2 a{font-size:12px;font-weight:500;color:var(--muted)}
.rank li{display:flex;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:14px;font-weight:600;color:var(--ink)}
.rank li:last-child{border:0}
.rank i{font-style:normal;font-weight:800;color:var(--blue);width:16px;flex:none}
.rank li:nth-child(-n+3) i{color:var(--ink)}
.deadline li{padding:10px 0;border-bottom:1px solid var(--line)}
.deadline li:last-child{border:0}
.deadline a{font-size:14px;font-weight:600;color:var(--ink);display:block}
.dday{display:inline-block;font-size:11.5px;font-weight:800;color:#fff;background:var(--navy);border-radius:4px;padding:0 6px;margin-right:6px}
.dday.calm{background:transparent;color:var(--muted);box-shadow:inset 0 0 0 1px #94A3B8}
aside .box.consult{background:#C5D1E1;color:var(--body);border:1px solid #A9B8CC}
.consult h2{color:var(--ink)}
.consult p{margin:0 0 14px;font-size:14px}
.consult .btn{width:100%;justify-content:center;margin-top:8px;border:0}
.consult small{display:block;margin-top:12px;font-size:12px;color:#475569}
.nl input{width:100%;height:40px;border:1px solid var(--line);border-radius:8px;padding:0 12px;font:inherit;font-size:14px;margin:4px 0 8px}
.nl .btn{width:100%;justify-content:center}
.nl label{font-size:12px;color:var(--muted);display:flex;gap:6px;align-items:flex-start;margin-top:8px}

/* trust */
.trust{position:relative;overflow:hidden;border-radius:16px;padding:40px 36px;display:grid;grid-template-columns:1.2fr 2fr;gap:32px;align-items:center;color:#E2E8F0;background:#0F172A url(../img/brand-sea.jpg) center 60%/cover no-repeat}
.trust::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,23,42,.94) 0%,rgba(30,41,59,.78) 55%,rgba(30,41,59,.35) 100%)}
.trust>*{position:relative}
.trust h2{font-size:26px;font-weight:800;margin-bottom:8px;color:#fff}
.trust p{margin:0}
.trust .btn-line{background:transparent;border:1.5px solid #fff;color:#fff}
.trust .btn-line:hover{background:rgba(255,255,255,.12)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.stat{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);border-radius:12px;padding:18px;backdrop-filter:blur(4px)}
.stat b{display:block;font-size:30px;font-weight:800;color:#fff;line-height:1.1}
.stat span{font-size:13px;color:#E2E8F0}

/* footer */
footer{background:var(--deep);color:#94A3B8;font-size:13px;padding:36px 0 28px}
footer .top{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.12);flex-wrap:wrap}
footer .flinks{display:flex;gap:18px;flex-wrap:wrap}
footer .flinks a{color:#CBD5E1}
footer .flinks a.b{color:#fff;font-weight:700}
footer .logo-img{background:#fff;border-radius:8px;padding:6px 10px;display:inline-block}
footer .logo-img img{height:34px;display:block}
footer .info{margin-top:18px;line-height:1.9}
footer .notice{margin-top:12px;font-size:12px;color:#64748B}

html.gray{filter:grayscale(1)}
.mock-note{position:fixed;right:16px;bottom:16px;background:var(--ink);color:#fff;font-size:12px;padding:8px 12px;border-radius:8px;opacity:.85;z-index:50}

/* responsive */
@media (max-width:1080px){
  .stds{grid-template-columns:repeat(4,1fr)}
  .clauses{grid-template-columns:repeat(4,1fr)}
}
@media (max-width:960px){
  .grid-main{grid-template-columns:1fr}
  .hero{grid-template-columns:1fr}
  .trust{grid-template-columns:1fr}
  .search,.header .actions{display:none}
  .burger{display:block;margin-left:auto}
  .gnb .menu{flex-direction:column;display:none}
  .gnb.open .menu{display:flex}
  .gnb .menu>li.right{margin-left:0}
  .sub{position:static;display:block;box-shadow:none;border:0;padding:0 0 8px 12px}
  .sub a{padding:6px 12px}
  .gnb .mobile-cta{display:flex}
}
@media (max-width:720px){
  .news,.opinion,.convert,.two{grid-template-columns:1fr}
  .stds{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:1fr}
  .lead h1{font-size:22px}
  .topbar .date{display:none}
}
.gnb .mobile-cta{display:none;gap:8px;padding:10px 0}

/* ===== shared page parts (list / article) ===== */
.crumb{font-size:13px;color:var(--muted);display:flex;gap:6px;flex-wrap:wrap;margin-bottom:14px}
.crumb a:hover{color:var(--blue)}
.crumb span[aria-hidden]{color:#CBD5E1}
.page-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;border-bottom:2px solid var(--ink);padding-bottom:14px}
.page-head h1{font-size:30px;font-weight:800}
.page-head p{margin:4px 0 0;color:var(--muted);font-size:14px}
.subtabs{display:flex;gap:4px;overflow-x:auto;border-bottom:1px solid var(--line);margin-bottom:18px}
.subtabs a{padding:12px 14px;font-size:14px;font-weight:600;color:var(--muted);white-space:nowrap;border-bottom:2px solid transparent;margin-bottom:-1px}
.subtabs a.on{color:var(--ink);border-bottom-color:var(--blue)}
.subtabs a:hover{color:var(--ink)}
.toolbar{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:16px}
.toolbar select{font:inherit;font-size:13px;height:34px;border:1px solid var(--line);border-radius:8px;padding:0 10px;background:#fff;color:var(--body)}
.count{font-size:13px;color:var(--muted)}
.count b{color:var(--ink)}

/* featured row on list */
.feature{display:grid;grid-template-columns:1.25fr 1fr;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-bottom:18px}
.feature .photo{min-height:260px}
.feature .body{padding:24px 26px;display:flex;flex-direction:column;gap:8px}
.feature h2{font-size:23px;font-weight:800}
.feature p{margin:0;font-size:14.5px}

/* list rows */
.rows{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 22px}
.row{display:grid;grid-template-columns:200px minmax(0,1fr);gap:20px;padding:20px 0;border-bottom:1px solid var(--line)}
.row:last-child{border-bottom:0}
.row .photo{height:130px;border-radius:10px}
.row h3{font-size:18px;font-weight:700;margin:8px 0 6px}
.row p{margin:0;font-size:14px;color:var(--body);display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.row .meta{margin-top:8px;display:flex;gap:10px;flex-wrap:wrap}
.row .ext{color:var(--blue);font-weight:600}
.row:hover h3 a{color:var(--blue)}
.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:16px;background:#C5D1E1;border-radius:12px;padding:18px 22px;margin:4px 0}
.inline-cta b{display:block;color:var(--ink);font-size:16px}
.inline-cta span{font-size:13.5px;color:#334155}
.inline-cta .btn{border:0;flex:none}
.pager{display:flex;justify-content:center;gap:6px;margin-top:22px}
.pager a{min-width:36px;height:36px;display:grid;place-items:center;border-radius:8px;border:1px solid var(--line);background:#fff;font-size:14px;font-weight:600;color:var(--body);padding:0 10px}
.pager a.on{background:var(--navy);border-color:var(--navy);color:#fff}

/* article */
.article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px 40px 40px}
.article h1{font-size:32px;font-weight:800;line-height:1.3;margin:12px 0 10px;letter-spacing:-0.02em}
.article .dek{font-size:17px;color:var(--body);margin:0 0 20px;line-height:1.6}
.byline{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:24px}
.byline .who{display:flex;align-items:center;gap:10px}
.byline .who b{display:block;color:var(--ink);font-size:14px}
.byline .who span{font-size:12.5px;color:var(--muted)}
.ai-flag{font-size:11.5px;font-weight:700;color:var(--blue);background:var(--accent-light);border-radius:4px;padding:1px 6px;margin-left:6px}
.share{display:flex;gap:6px}
.share button{font:inherit;font-size:12.5px;font-weight:600;height:32px;padding:0 12px;border-radius:8px;border:1px solid var(--line);background:#fff;color:var(--body);cursor:pointer}
.share button:hover{border-color:var(--ink);color:var(--ink)}
.figure{margin:0 0 24px}
.figure .photo{height:400px;border-radius:12px}
.figure figcaption{font-size:12.5px;color:var(--muted);margin-top:8px}
.article .ai-sum{margin:0 0 28px;padding:16px 18px;font-size:15px}
.prose{font-size:17px;line-height:1.85;color:#1E293B}
.prose p{margin:0 0 20px}
.prose h2{font-size:22px;font-weight:800;margin:36px 0 14px;padding-left:12px;border-left:4px solid var(--blue)}
.prose blockquote{margin:24px 0;padding:18px 22px;background:var(--mist);border-radius:10px;font-size:16.5px;color:var(--ink);font-weight:600}
.prose blockquote cite{display:block;font-style:normal;font-weight:500;font-size:13px;color:var(--muted);margin-top:8px}
.prose ol.steps{counter-reset:s;margin:0 0 22px}
.prose ol.steps li{counter-increment:s;position:relative;padding:12px 0 12px 44px;border-bottom:1px dashed var(--line)}
.prose ol.steps li::before{content:counter(s);position:absolute;left:0;top:12px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-size:14px;font-weight:800;display:grid;place-items:center}
.prose ol.steps li b{color:var(--ink)}
.prose table{width:100%;border-collapse:collapse;font-size:15px;margin:0 0 22px}
.prose th,.prose td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--mist);color:var(--ink);font-weight:700;font-size:14px}
.source{border:1px solid var(--line);border-radius:10px;padding:14px 16px;font-size:13.5px;color:var(--muted);margin:8px 0 28px}
.source b{color:var(--ink)}
.end-cta{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:8px 0 28px}
.end-cta .box2{border-radius:12px;padding:20px;display:flex;flex-direction:column;gap:8px}
.end-cta .a{background:#C5D1E1}
.end-cta .b{background:#fff;border:1px solid var(--line)}
.end-cta b{color:var(--ink);font-size:16.5px}
.end-cta span{font-size:14px;color:#334155}
.end-cta .btn{align-self:flex-start;margin-top:6px}
.end-cta .a .btn{border:0}
.tags{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:26px}
.tags a{font-size:13px;font-weight:600;color:var(--body);background:var(--mist);border-radius:999px;padding:4px 12px}
.tags a:hover{background:var(--accent-light);color:var(--blue)}
.author{display:flex;gap:16px;align-items:flex-start;border-top:1px solid var(--line);padding-top:24px}
.author .avatar{width:56px;height:56px;font-size:20px}
.author b{display:block;color:var(--ink);font-size:16px}
.author p{margin:4px 0 0;font-size:14px;color:var(--muted)}
.prevnext{display:grid;grid-template-columns:auto 1fr 1fr;gap:14px;margin-top:20px;align-items:stretch}
.prevnext a{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;font-weight:700;color:var(--ink);font-size:15px}
.prevnext a span{display:block;font-size:12px;font-weight:600;color:var(--muted);margin-bottom:4px}
.prevnext a:hover{border-color:var(--blue)}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.related article{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.related .photo{height:140px}
.related .rb{padding:14px 16px 16px}
.related h3{font-size:15.5px;font-weight:700;margin:6px 0 0}
aside .sticky{position:sticky;top:72px}
.clausebox .cl-main{display:flex;align-items:center;gap:12px;margin-bottom:12px}
.clausebox .cl-main b{font-size:34px;font-weight:800;color:var(--ink);line-height:1}
.clausebox .cl-main span{font-size:14px;font-weight:700;color:var(--ink)}
.clausebox .cl-main small{display:block;font-size:12px;color:var(--muted);font-weight:500}
.clausebox li{display:flex;justify-content:space-between;gap:8px;padding:8px 0;border-top:1px solid var(--line);font-size:13.5px}
.clausebox li a{font-weight:600;color:var(--ink)}
.dlbox li{display:flex;justify-content:space-between;align-items:center;gap:8px;padding:9px 0;border-top:1px solid var(--line);font-size:13.5px;font-weight:600;color:var(--ink)}
.dlbox li:first-child{border-top:0}
.progress{position:fixed;left:0;top:0;height:3px;background:var(--blue);width:0;z-index:60}

@media (max-width:960px){
  .feature{grid-template-columns:1fr}
  aside .sticky{position:static}
}
@media (max-width:720px){
  .row{grid-template-columns:110px minmax(0,1fr);gap:14px}
  .row .photo{height:84px}
  .row h3{font-size:16px}
  .row p{display:none}
  .inline-cta{flex-direction:column;align-items:flex-start}
  .article{padding:22px 18px 28px;border-radius:12px}
  .article h1{font-size:24px}
  .figure .photo{height:220px}
  .prose{font-size:16px}
  .end-cta,.prevnext,.related{grid-template-columns:1fr}
  .page-head h1{font-size:24px}
  .page-head{flex-direction:column;align-items:flex-start}
}
[data-s].hide{display:none}

/* ===== conversion pages (diagnosis / quote / consult) ===== */
.conv-hero{background:#C5D1E1;border-radius:16px;padding:30px 32px;margin-bottom:22px;display:flex;justify-content:space-between;align-items:center;gap:20px}
.conv-hero h1{font-size:28px;font-weight:800}
.conv-hero p{margin:6px 0 0;font-size:15px;color:#334155}
.conv-hero .facts{display:flex;gap:10px;flex-wrap:wrap}
.conv-hero .facts span{background:#fff;border-radius:999px;padding:6px 12px;font-size:13px;font-weight:700;color:var(--ink)}
.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px 30px}
.panel h2{font-size:20px;font-weight:800;margin-bottom:4px}
.panel .lead-txt{margin:0 0 20px;color:var(--muted);font-size:14px}

/* stepper */
.stepper{display:flex;gap:8px;margin-bottom:22px}
.stepper li{flex:1;display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:var(--muted);padding-bottom:10px;border-bottom:3px solid var(--line)}
.stepper li i{font-style:normal;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:var(--mist);color:var(--muted);font-size:12px;flex:none}
.stepper li.done{color:var(--ink);border-bottom-color:var(--ink)}
.stepper li.done i{background:var(--ink);color:#fff}
.stepper li.now{color:var(--blue);border-bottom-color:var(--blue)}
.stepper li.now i{background:var(--blue);color:#fff}
.step{display:none}
.step.show{display:block}

/* choice cards */
.choices{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.choice{position:relative}
.choice input{position:absolute;opacity:0;pointer-events:none}
.choice label{display:block;border:1.5px solid var(--line);border-radius:12px;padding:14px;cursor:pointer;height:100%;background:#fff}
.choice label b{display:block;font-size:19px;font-weight:800;color:var(--ink)}
.choice label span{font-size:13px;color:var(--muted)}
.choice input:checked+label{border-color:var(--ink);box-shadow:inset 0 0 0 1px var(--ink);background:var(--mist)}
.choice input:focus-visible+label{outline:2px solid var(--blue);outline-offset:2px}
.choice label:hover{border-color:#94A3B8}

/* fields */
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.fields .full{grid-column:1/-1}
.field label,.field .lbl{display:block;font-size:14px;font-weight:700;color:var(--ink);margin-bottom:6px}
.field label em,.field .lbl em{font-style:normal;color:var(--live);margin-left:2px}
.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=number],.field select,.field textarea{width:100%;height:44px;border:1px solid #CBD5E1;border-radius:10px;padding:0 14px;font:inherit;font-size:15px;color:var(--ink);background:#fff}
.field textarea{height:110px;padding:12px 14px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--blue);outline-offset:0;border-color:var(--blue)}
.field .hint{font-size:12.5px;color:var(--muted);margin-top:5px}
.field .err{font-size:12.5px;color:var(--live);margin-top:5px;display:none}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:var(--live)}
.field.invalid .err{display:block}
.seg{display:flex;flex-wrap:wrap;gap:6px}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label{border:1.5px solid var(--line);border-radius:999px;padding:7px 14px;font-size:14px;font-weight:600;color:var(--body);cursor:pointer;margin:0;background:#fff}
.seg input:checked+label{background:var(--ink);border-color:var(--ink);color:#fff}
.seg input:focus-visible+label{outline:2px solid var(--blue);outline-offset:2px}

/* question list */
.qlist li{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line)}
.qlist li:last-child{border-bottom:0}
.qlist .q b{display:block;font-size:15px;color:var(--ink);font-weight:700}
.qlist .q span{font-size:12.5px;color:var(--muted)}
.qlist .seg label{padding:6px 12px;font-size:13px}

.actions-row{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:24px;padding-top:18px;border-top:1px solid var(--line)}
.btn-lg{height:46px;padding:0 22px;font-size:15px}
.btn-ghost{background:transparent;color:var(--muted)}
.btn-ghost:hover{color:var(--ink)}
.form-err{display:none;color:var(--live);font-size:13.5px;font-weight:600}
.form-err.show{display:block}

/* result */
.result-top{display:grid;grid-template-columns:200px minmax(0,1fr);gap:28px;align-items:center;margin-bottom:22px}
.gauge{width:200px;height:200px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--ink) calc(var(--p)*1%),#E2E8F0 0)}
.gauge div{width:156px;height:156px;border-radius:50%;background:#fff;display:grid;place-items:center;text-align:center}
.gauge b{font-size:44px;font-weight:800;color:var(--ink);line-height:1}
.gauge span{font-size:13px;color:var(--muted)}
.level{display:inline-block;font-size:13px;font-weight:800;padding:4px 12px;border-radius:999px;background:var(--ink);color:#fff;margin-bottom:8px}
.gaps li{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid var(--line);font-size:14.5px}
.gaps li:last-child{border-bottom:0}
.gaps li i{font-style:normal;flex:none;font-size:12px;font-weight:800;border-radius:4px;padding:1px 7px;height:fit-content;margin-top:2px}
.gaps .no{background:var(--ink);color:#fff}
.gaps .part{box-shadow:inset 0 0 0 1.5px var(--ink);color:var(--ink)}
.gaps b{color:var(--ink)}
.report-cta{background:#C5D1E1;border-radius:14px;padding:22px 24px;margin-top:22px}
.report-cta h3{font-size:18px;font-weight:800;margin-bottom:4px}
.report-cta p{margin:0 0 14px;font-size:14px;color:#334155}
.report-cta .btn{border:0}

/* quote */
.qtabs{display:grid;grid-template-columns:1fr 1fr;background:var(--mist);border-radius:12px;padding:5px;margin-bottom:18px}
.qtabs button{font:inherit;font-size:15px;font-weight:700;border:0;background:transparent;color:var(--muted);height:44px;border-radius:9px;cursor:pointer}
.qtabs button.on{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(15,23,42,.12)}
.impartial{display:flex;gap:10px;align-items:flex-start;background:#fff;border:1px dashed #94A3B8;border-radius:10px;padding:12px 14px;font-size:13.5px;color:#334155;margin-bottom:18px}
.impartial b{color:var(--ink)}
.estimate{background:#fff;color:var(--body);border:1px solid var(--line);border-top:4px solid var(--ink);border-radius:14px;padding:22px 24px}
.estimate h3{color:var(--ink);font-size:15px;font-weight:700;margin-bottom:12px}
.estimate .big{font-size:34px;font-weight:800;color:var(--ink);line-height:1.1}
.estimate .big small{font-size:15px;font-weight:600;color:var(--muted);margin-left:4px}
.estimate dl{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;margin:14px 0 0;font-size:13.5px}
.estimate dt{color:var(--muted)}
.estimate dd{margin:0;color:var(--ink);font-weight:600}
.estimate .note{font-size:12px;color:#475569;margin-top:12px}
.estimate .btn{background:var(--ink);color:#fff;border:0;width:100%;justify-content:center;margin-top:14px}
.estimate .btn:hover{background:var(--navy-light);color:#fff}

/* consult */
.done-box{display:none;text-align:center;padding:30px 10px}
.done-box.show{display:block}
.done-box .ok{width:56px;height:56px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;margin:0 auto 12px;font-size:26px;font-weight:800}
.done-box h2{margin-bottom:6px}
.check{display:flex;gap:8px;align-items:flex-start;font-size:13.5px;color:var(--body)}
.check input{margin-top:3px;width:16px;height:16px;accent-color:var(--ink)}
.check a{color:var(--blue);text-decoration:underline}
.side-steps li{display:flex;gap:10px;padding:10px 0;border-top:1px solid var(--line);font-size:13.5px}
.side-steps li:first-child{border-top:0}
.side-steps li i{font-style:normal;width:22px;height:22px;border-radius:50%;background:var(--ink);color:#fff;font-size:12px;font-weight:800;display:grid;place-items:center;flex:none}
.side-steps b{display:block;color:var(--ink)}

@media (max-width:960px){
  .choices{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:720px){
  .conv-hero{flex-direction:column;align-items:flex-start;padding:22px}
  .conv-hero h1{font-size:22px}
  .panel{padding:20px 16px}
  .fields{grid-template-columns:1fr}
  .qlist li{grid-template-columns:1fr}
  .result-top{grid-template-columns:1fr;justify-items:center;text-align:center}
  .stepper li span{display:none}
}